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Terms of Use

  • Updated

 

(Revised: 1/20/2022)

 

Parties and Scope

SkipID (hereinafter referred to as “the service”) is a Single Sign-On service powered by CROSSTECH, providing secure sign-in services to third parties and other related services for the users.

These Terms of Use (hereinafter referred to as "Terms") must be complied by users when signing into third party sites and other related services. Rights and obligations have been set between SkipID and users. Those who use this service agree and declare that they have read the full text before agreeing to these Terms.


Article 1 Application

  1. These Terms are based on SkipID and Registered Users (defined in Article 2) on the use of this Service (defined in Article 2) and applies to all relationships related to the use of this Service between SkipID and users.

  2. Rules, regulations and other information relating to this Service which SkipID posts from time to time on the CROSSTECH website (defined in Article 2) constitute a part of these Terms.



Article 2 Definition

The following terms used in these Terms shall have the meanings specified below.

  1. "Intellectual Property Rights" refers to copyrights, patent rights, utility model rights, trademark rights, design rights, and all rights related to sign-in methods that can be acquired by SkipID or various APIs developed or provided by an affiliated company, including data, chats, documents (including contents written in SkipID emails), databases, websites, graphics, software, applications, programs, codes, other intellectual property rights (including the right to acquire or register those rights).
  2. “SkipID website” refers to the website’s mobile, tablet, and desktop applications (including smartphone apps) and any other access points that enables Users’ direct access to SkipID, which CROSSTECH provides. Functions such as APIs or mobile widgets, which provide previews of certain information from SkipID, are not considered as the SkipID website.

  3. “Registrant Applicant” refers to registrant applicants defined in Article 3.

  4. “Registered Information” refers to registered information defined in Article 3.

  5. “Registered User” refers to an individual or corporation registered as a user of this Services under Article 3.

  6. "Service" refers to services provided by SkipID; the sign-in interface; and other related services (including the changed service if the name or content of this service is changed regardless of reason).



Article 3 Registration

  1. Those who wish to use this Service (hereinafter referred to as "Registrant Applicant") agree to abide by these Terms. Sending requested information in the method CROSSTECH requires will allow you to use SkipID services (hereinafter referred to as "Registration Information").

  2. Registrant Applicants shall assert and commit that they do not fall under any of the following items in the past and present, nor in the future.

        (1) Anti-social forces etc. such as but not limited to organized crime groups, organized crime group members, semi-constituent members of organized crime groups, organizations involved in  organized crime groups, general meeting organizers, social movements, special intelligence violence groups, any individuals or groups aiming elimination of constitutional order or indivisible integrity of the St. Vincent and the Grenadines, or any groups/people equivalent to these).

       (2) Interaction, engagement, cooperation or involvement in maintaining, operating or managing anti-social forces through funding or in any other way.

  1. According to CROSSTECH sole and unilateral power of discretion, CROSSTECH determines whether registration of a registrant is permitted, and when CROSSTECH approves registration, we will notify the applicant, and by this notification, registration as a Registered User is considered completed. Even if registration is not approved, CROSSTECH is not obliged to explain the reasons. In addition, in this case, CROSSTECH shall not be obligated to return documents or other information received from registrants.
  2. Upon completion of the registration described in the preceding paragraph, a contract for use of this Service pursuant to the provisions of these Terms is established between the registered user and SkipID, and the Registered User can use this Service in the manner specified by CROSSTECH, which may be amended time to time unilaterally by CROSSTECH.
  3. CROSSTECH may refuse registration if a person applying for registration pursuant to paragraph 1 falls under any of the following events.

 

            (1) In case of all or part of the registration information provided to CROSSTECH being incorrect, misleading or missing.

            (2) The registrant being a minor or a ward and the consent of a parent or custodian, guardian or a legal representative has not been obtained, or lacking legal capacity.

            (3) The Registrant Applicant acting as being a member of an anti-social forces or through cooperation or involvement in the maintenance, management of anti-social forces through funding or in any other ways, or if CROSSTECH determines that any kind of exchange or engagement with anti-social forces, etc., within the last five years has occurred.

            (4) In the event that CROSSTECH determines the registrant is conducting or has done the acts listed in Article 8 paragraph 1 or Article 12 paragraph 1.

            (5) If the registrant lives in a country or region where this Service is not provided, or resides in a country or region for which use of this Service is prohibited, or if CROSSTECH cannot provide these Services due to arbitrary conditions.

            (6) If CROSSTECH determines that registrant is not appropriate.



Article 4 Change of Registration Information

  1. Registered users shall, without delay, notify CROSSTECH of the change according to the method specified by CROSSTECH and submit the materials requested by CROSSTECH if there is a change in the Registration Information.

  2. When a Registered User falls under or corresponds to an important public person or official, such as but not limited to politicians, ministers, heads of state authorities, a foreign government representatives and any other politically exposed person he/she shall surely notify CROSSTECH to that effect.



Article 5 Management of User ID and Password

  1. Registered Users are responsible for setting and managing their own passwords, (including login password, API secret, secret key, authentication code, security code and any other passwords) and user ID’s (including login ID, account ID, API key and any other ID’s). These shall not be used by, lent to, given to, changed names to or sold to third parties.

  2. CROSSTECH has no responsibility whatsoever for any damage due to inadequate management, error is usage, leakage, use by third parties, theft of password or user ID, including in cases where the registered user himself or herself entered the user ID and password or not, CROSSTECH authenticates login as a result of password or user ID match, leading to the use of this Service (For example, if a password or user ID was stolen due to usage of a mail service used by the registered user).

  3. Registered users shall notify CROSSTECH immediately if the password or user ID is stolen or used by a third party and shall follow instructions from CROSSTECH.

 

Article 6 Prices and Payment Method

  1. Upon using this Service, the registered user will be required to pay for the fees specified in provided by CROSSTECH (skipid.io), if any. Registered Users accept and declare that CROSSTECH is entitled to unilaterally change the login requirements from time to time, by providing a prior written notification by the relevant notification receiving medium indicated in the Registered Information.

  2. If payment is delayed by registered users, registered users shall pay the amount in full, in addition to the actual debt.

  3. Registered Users agree and declare CROSSTECH, without notification, can offset any receivables, if a Registered User does not pay the necessary fee by the due date prescribed by CROSSTECH, with the debt to CROSSTECH continuing.

  4. Registered Users accept and declare that, CROSSTECH in doing so, shall be entitled to rescind or suspend orders for withdrawal of digital assets at any time without prior notice.



Article 7 Use of Services

  1. Registered Users can use this Service, registered as a valid user, within the purpose of these Terms and shall not violate these Terms. In using this Service, Registered Users agree and commit to carefully read the explanatory documents, information on risks provided on the SkipID website. Registered Users agree and declare hereby to use this Service at your own judgment and responsibility.

  2. Preparation and maintenance of computers, mobile devices, software and other equipment, communication lines and other communication environments necessary to use this Service shall be made at the expense and responsibility of Registered Users.

  3. Registered Users shall take all necessary security measures such as measures preventing computer virus infection, unauthorized access and prevention of information leakage at their own expense and responsibility to use this Service.



  1. The following country's citizens are restricted from using services on SkipID; therefore, Registered Users who are citizens of such countries agree, acknowledge and commit that CROSSTECH is not responsible from its obligations arising from this Terms or as a result of provision of SkipID for them, and to compensate all direct or indirect losses of CROSSTECH, which it suffers due to such citizens’ usage of SkipID, including but not limited to fines paid or expenses made for administrative sanctions and penalties, court decisions, criminal charges, or compensations paid to third parties:

               (1) United States of America

               (2) People's Republic of China

               (3) North Korea

               (4) Iran

               (5) Syria

               (6) Sudan

               (7) Cuba

    (8) St. Vincent and the Grenadines



 

Article 8 Prohibited Acts

  1. Registered users shall not perform any act that falls under any of the following when using this Service:

  (1) Acts that infringe the Intellectual Property Rights of CROSSTECH or SkipID or other Registered Users of this Service (including acts directly or indirectly induce such infringement).

  (2) Without prior consent of CROSSTECH, all and any Intellectual Property Rights, such as copyrights, trademark, design, which belong to CROSSTECH, shall not be used, duplicated or provided to a third party.

  (3) Commercial secrets and privacy rights, honor and other rights or interests of privacy of CROSSTECH, CROSSTECHaffiliates, others related to CROSSTECH, or other Registered Users of this Service must not be infringed directly or indirectly.

  (4) Acts of fraud, starting or inviting to infinite chain lectures such as but not limited to Ponzi schemes, selling or purchasing goods or services that are illegal or constitute crime, transferring or laundering revenue generated from crimes or utilizing services based on it.

  (5) Acts related to criminal acts or acts contrary to public order and morals.

  (6) Acts of sending messages on dating to the opposite or same sex.

  (7) Sales promotion acts to other registered users such as advertisement distribution (unless CROSSTECH gives prior approval).

  (8) Acts that violate laws or regulations, or the internal rules of CROSSTECH or other trade associations to which Registered Users belong.

  (9) Acts of sending information including computer viruses and other harmful computer programs or software, or acts of destroying or obstructing the system, server, network or other functions managed by CROSSTECH or unnecessarily giving excessive burdens.

  (10) Acts that defect systems, servers, networks managed by CROSSTECH or this Service to cause bugs, security holes and other errors.

  (11) Act to tamper with usable information about this Service.

  (12) Act of transmitting data exceeding a certain data capacity specified by CROSSTECH.

  (13) Act that may interfere with the operation of this Service by CROSSTECH.

  (14) Act of intentionally stealing assets of Registered Users, CROSSTECH or CROSSTECH affiliates by replay attack or any other network attacks or techniques.

  (15) Act of distributing false information, act of affecting the trust of CROSSTECH using spoofing or power or extortion.

  (16) Creation of multiple accounts by the same person.

  (17) One account used by multiple people or third parties.

  (18) An act of opening an account with the name of another person (including a hypothetical person), or an act of providing false information to SkipID pertaining to all or a part of the Registration Information.

  (19) Transfer and assignment of an account to third parties.

  (20) Except in the case of obtaining written consent from CROSSTECH in advance, the act of providing information obtained by this Service to a third party.

  (21) Other acts CROSSTECH deems inappropriate.

  1. Registered Users agree and acknowledge that, if CROSSTECH decides that a Registered User in this Service falls under any of the items of the preceding paragraph or if there is a risk of it being applicable, CROSSTECH may, at CROSSTECH's sole discretion, delete all or part of the information transmitted by the Registered User, or even delete or suspend the account. Further, CROSSTECH shall not be obligated to return documents received from Registered Users. CROSSTECH shall have no responsibility for any damages or losses the Registered Users suffered due to the measures taken by CROSSTECH under this article.

  2. In the case of conducting any of the acts in paragraph 1, Registered Users agree and commit to pay a contractual penalty of 1,000 Bitcoin Cash (BCH), priced at full market price based on CoinMarketCap.com’s Bitcoin Cash price webpage.



Article 9 Termination of Services

  1. CROSSTECH shall be able to suspend all or part of the use of this Service by some or all Registered Users without prior notice to Registered Users if any of the following apply.

  (1) In case of periodic or urgent inspection or maintenance of the computer or system related to this Service

  (2) Ceasing of computer or communication lines etc. due to an accident

  (3) When the Service cannot be operated due to force majeure such as fire, power outage, natural disasters, war, political change, strikes, pandemics, changes in laws and regulations

  (4) Hacking or other cases of CROSSTECH information being stolen

  (5) A fault in the system or other systems necessary for providing this Service

  (6) When investigating unauthorized use of accounts etc.

  (7) In the case that CROSSTECH deems necessary to investigate based on laws and regulations, CROSSTECH’s internal regulations or policies or internal rules of trade associations to which Registered Users belong.

  (8) In the event CROSSTECH decides, with its sole discretion, continuation of service provisions cannot be continued due to acceptance of or changes in applicable laws, regulations, presidency decisions, presidency decrees, communiqués, administrative or court decisions, administrative or governmental policies and political or economic or social conditions, etc.

  (9) In the event courts or administrative authorities, such as but not limited to Financial Crimes Investigation Boards, Capital Markets Boards, Banking Regulations and Supervision Agencies, requests or orders suspension or termination of Services for all or part of the Registered Users.

  (10) In the case CROSSTECH determines, with its sole discretion, discontinuance or suspension is necessary.

  1. CROSSTECH shall be entitled to temporarily suspend some or all Registered Users’ accounts in SkipID and Registered Accounts to any actions.

  2. CROSSTECH can terminate the provision of this Service at the convenience of SkipID. In this case, CROSSTECH will inform registered users in advance.

  3. CROSSTECH can suspend the provision of this Service without providing a prior notice to Registered Users due to lack of sufficient work capacity.

  4. Registered Users agree and acknowledge that CROSSTECH shall have no responsibility for any damages or losses suffered by Registered Users based on measures taken by CROSSTECH under this section.


 


Article 10 Rights Attribution

  1. All ownership rights and Intellectual Property Rights relating to the SkipID website and this Service belong to CROSSTECH, those who give license to CROSSTECH, these Terms and any other terms and conditions based on the registration of this Service does not mean the Registered Users license CROSSTECH, the Intellectual Property Right of SkipID or anyone licensing it, beyond the scope. Registered Users shall not infringe the Intellectual Property Rights of SkipID or any person licensing SkipID whatsoever (including duplication, modification, disassembling, adaptation, compiling, reverse compiling, reverse engineering, publishing, transmitting to public through sign, audio and video mediums, representing but not limited to these).

  2. With respect to texts, images, movies and other data and items subject to Intellectual Property Rights transmitted by Registered Users on SkipID or this Service, Registered Users hereby grants license to use and benefit from them in any commercial means, separately for each of them, to CROSSTECH including but not limited to right to copy, modify, develop, design, sub-license, adapt, compile, publish, transmission through sign, audio and video mediums, disclosing to public to a third party including all other usages).



Article 11 Registration Cancellation

  1. If a Registered User falls under any of the following, CROSSTECH may suspend or cancel the use of this Service for that Registered User without providing any notice.

  (1) If CROSSTECH determines with its sole discretion that a Registered User violates or has a risk of violation of these Terms.

  (2) If CROSSTECH finds out the Registration Information consisted of incorrect or deficient information.

  (3) When CROSSTECH determines the Registered User’s purpose or method of usage of the this Service will cause damage to this Service, CROSSTECH, Registered Users, or others who intend to use this Service, based on reports, opinions, decisions etc. through public agencies, self-regulatory bodies, or other third parties.

 (4) If a Registered User conducts interference with the operation of this Service, regardless of means.

 (5) In case of insolvency or petition for bankruptcy, concordat or reconstruction procedures

 (6) In case of receiving a disposition of dishonored bills or checks handed down or underwritten by themselves or when receiving a disposition of suspension of transactions at the clearing house or similar measures.

 (7) In case of seizure, provisional seizure, provisional disposition, compulsory execution or a petition for auction.

 (8) When any necessary payments or fees etc. arisen from this Terms is not paid by the prescribed deadline by CROSSTECH. CROSSTECH may also impose the measures specified under Article 9(2) temporarily until the expiration of a deadline provided for refunding.

 (9) In case of receiving tax delinquency in taxes and duties.

 (10) In the case of death or receiving a judgment on the commencement of guardianship, the commencement of conservation or the commencement of subsidy.

 (11) If there is no use of this Service for more than 3 months and there is no response to contact attempts from CROSSTECH.

 (12) In the case where CROSSTECH determines there is a possibility of falling under or corresponding to items of Article 3 and Article 5.

 (13) When a Registered User shows a bad attitude to an extreme extent to CROSSTECH or CROSSTECH employees through communication means such as telephone, fax, mail, message or support chat.

(14) When instructed or requested from a public agency or self-regulatory agency, court or a tribunal etc.

 

(15) When the circumstances defined under Article 22 occurs and the Registered Users fail to agree, commit and abide with the amended Terms or newly proposed contract, or fulfill the updated obligations for provision of this Service, such as but not limited provision of additional information or documents, within the deadline specified by CROSSTECH.

(16) If CROSSTECH determines that continuation of registration as a Registered User is not appropriate, under its sole discretion.

  1. If a Registered User falls under any of the circumstances listed in each item of the preceding paragraph, the Registered User accepts and acknowledges that any deadline for any obligation it owes to CROSSTECH shall be abolished and he/she must immediately pay all the debts to CROSSTECH.

  2. Registered Users accept and acknowledge that CROSSTECH assumes no responsibility for any damages or losses suffered by Registered Users due to the acts performed by CROSSTECH under this section.

  3. Registered users can cancel registration by notifying CROSSTECH by the method specified by CROSSTECH.

  4. Registered Users agree and acknowledge that, in the case of cancellation of registration, after cancellation of registration, all accounts can be settled at any timing by CROSSTECH without prior notice to registered users or consent of registered users.



Article 12 Disclaimers

  1. Registered Users shall investigate whether the use of this Service violates laws applicable to Registered Users, internal rules of industry organizations etc. and whether the use of this Service triggers tax liabilities for Registered Users, based on their own responsibility and expenses, CROSSTECH does not guarantee that the use of this Service by the Registered Users conforms to laws, regulations, court decisions, administrative policies applicable to Registered Users, internal regulations of industry organizations, etc. and shall not be held responsible for Registered User’s tax debts, tax interest payments or penalties or damages arising from non-monetary sanctions due to noncompliance with the applicable laws, including but not limited to tax laws.

  2. Registered users shall use these Services and the SkipID website at their own risk. CROSSTECH does not guarantee the validity or compatibility of the SkipID website and Service to Registered User's computer equipment and environment and CROSSTECH shall not be held responsible for Registered Users’ and Registered Applicants’ damages and losses arisen due to faults, bugs, troubles on Registered User’s or Registered Applicant’s hardware, software, information systems, online access point and network errors of design, interface, linking, virus infection, disconnection from network, power outages and voltage volatility.

  3. Registered Users agree and acknowledge that CROSSTECH has no responsibility for any damages or losses suffered by registered users related to this Service for the suspension, termination, unavailability or modification of the provision of this Service by CROSSTECH.

  4. Even if a link from the SkipID website to another website or a link from another website to the SkipID website is provided, CROSSTECH has no responsibility for promotion, advertisement, instructions, guidance or any content published on the website other than the SkipID website or other information obtained from it.

  5. CROSSTECH can arbitrarily regulate or limit transactions according to Article 9(2) of this Terms, applicable laws and regulations, administrative or court decisions or security reasons, or to prevent or investigate abnormal transactions or illegal transactions, etc. CROSSTECH shall not be liable for any loss or the like caused directly or indirectly by this.

  6. Due to future acceptance of or changes in Laws, Presidency Decisions, Presidency Decrees, Regulations, By-laws, Communiqués, Circulars, Ordinances, Guidelines on Cryptocurrencies or other forms of digital virtual mediums of exchange other than legal tender, and other regulations or tax systems including consumption tax (hereinafter referred to as "Laws and Regulations"), whether retroactively or not, which incurs damages to Registered Users occurs, CROSSTECH has no responsibility for compensation, business model change or support for mitigation of losses or whatsoever.

  7. The provisions of each of the preceding paragraphs under Article 13 shall not apply if there is intention or gross negligence on CROSSTECH.

  8. Even in the case where the preceding paragraph is applied, CROSSTECH shall not be held liable to compensate any damages arising from special circumstances out of damages caused to Registered Users by acts of negligence (excluding gross negligence).

  9. In the event CROSSTECH does not enforce or claim rights arising from these Terms, such circumstance shall not be interpreted as CROSSTECH waived such right.



Article 13 Dispute Handling and Damages

Registered Users must compensate the damage to CROSSTECH if they violate these Terms or damage CROSSTECH in connection with the use of this Service.



Article 14 Confidentiality

  1. In these Terms "Confidential Information" means any information relating to these Terms, or this Service provided, disclosed in writing, verbal or recording media by CROSSTECH, or technology, sales, operations, finance, organization, and other matters. However, when (1) provided or disclosed by CROSSTECH to public or already known, or the information was already publicly known, (2) information that became publicly known by publications and others due to reasons not attributable to your responsibility after being provided, or disclosed by CROSSTECH (3) properly obtained from a third party authorized to provide or disclose (4) developed independently without Confidential Information, (5) anything confirmed in writing that the confidentiality is not required from CROSSTECH shall be excluded from Confidential Information.

  2. Registered Users shall use confidential information only for using this Service and shall not disclose Confidential Information of CROSSTECH to third parties without the written consent of CROSSTECH.

  3. Notwithstanding the provisions of paragraph 2, Registered Users may disclose Confidential Information based on orders received by courts or administrative authorities, or when an applicable law explicitly requires so. However, when such a circumstance occurs, Registered Users shall promptly notify CROSSTECH to that effect.

  4. Registered users shall return or discard any written or other recording material that contains Confidential Information, without delay, when requested by CROSSTECH.



Article 15 Validity Period

These Terms effectively exist between CROSSTECH and the Registered User from the day when the Registered User is registered based on Article 3 to the day when the registration of the Registered User is canceled. Provided, however, that this shall not apply to Articles 2, 3, 4, 5, 6 (only if there is any payment due), 8, 9, 10, 11, 12, 14, 18 and 20 and will be effective after termination of the terms of use.



Article 16 Changes to these Terms

  1. Registered Users agree and acknowledge that CROSSTECH shall be entitled to and can freely revise the contents of this Service.

  2. Registered Users agree and acknowledge that CROSSTECH shall be entitled modify these Terms (including rules and regulations concerning this Service to be posted on the SkipID website, the same shall apply hereinafter in this section) without notifying the registered user in advance. When CROSSTECH modifies these Terms, CROSSTECH considers it to have been delivered when posted on the SkipID website. Please note that notices may be delivered via email or SNS. After notification of a change, if the registered user uses this Service or does not take the registration cancellation procedure within the period specified by CROSSTECH, the registered user agrees to the changes of these Terms.



Article 17 Contact/Notification

  1. Inquiries about this Service, or contact from Registered Users to CROSSTECH, and notification of changes of these Terms and other contacts or notifications to Registered Users from SkipID, whether prescribed in these Terms or not, will be done by the method specified by CROSSTECH, which CROSSTECH is entitled to specify with its sole discretion.

 


Article 18 Handover of these Terms

  1. Registered Users may not transfer, assign, set a bond, or dispose of the rights or obligations under these Terms without prior written consent of CROSSTECH to a third party.

  2. In the event that CROSSTECH transfers the business of this Service to a third party, it shall be stated on the contract that the rights and obligations under these Terms, Registered Users, information on Registered Users, and other information or the like will be transferred to the assignee of the business transfer, and the Registered User agrees in advance with respect to such assignment. In addition, the business transfer prescribed in this section shall include any type of business transfer, including the cases where the company splits, divests, or other types of business transfers occur.



Article 19 Severability


Even if any provision of these Terms or any part thereof is determined to be invalid or unenforceable by laws and regulations or decisions of court or administrative authorities, the remaining provisions or some of these Terms shall remain valid or enforceable and fully effective, and CROSSTECH and Registered Users agree and commit to modify the invalid or unenforceable provision or part to ensure that the modified provision or part to be legally and economically effective and secured equivalently.



Article 20 Governing law, dominant language, jurisdiction


Conclusion of the contract, execution, resolution, and resolution of the dispute shall be interpreted in accordance with the law of St. Vincent and the Grenadines. As for the interpretation of the Terms of Use, the exclusive jurisdiction over any dispute arising from or related to the terms of use shall be the courts and enforcement offices within St. Vincent and the Grenadines.

CROSSTECH and Registered Users shall resolve promptly upon consultation pursuant to the principle of good faith and mutual respect mutually in case any matter not stipulated in this Agreement or interpretation of these Terms arises.



Article 21 Potential Legislative Changes


The Registered Users agree and acknowledge that CROSSTECH, due to future acceptance of or changes in Laws and Regulations or judicial or administrative decisions or policies, whether retroactively or not, which incur consequences for CROSSTECH, CROSSTECH shall be entitled to amend all or part of this Terms, form a new contract with Registered Users, request additional information and documents from or impose additional obligations to Registered Users and Registered Applicants, suspend and terminate Services for Registered Users, including, without limitation, ceasing of transfers of legal tender or Cryptocurrencies, canceling buying, selling or position opening orders, closing open orders.



Article 22 Miscellaneous

  1. In any case, the final interpretive authority of these Terms is owned by CROSSTECH. The relevant provisions of these Terms the relevant pages of the platform shall be referred to by each. However, if the contents are different, these Terms will rule.

  2. Registered User agrees, declares, and commits to CROSSTECH’s databases, logs and records stored in its servers, webpages, any electronic files and documents, commercial records, commercial books, invoices, slips shall constitute respectable, exclusive, conclusive and binding evidences and this article here in shall constitute an evidence agreement within the scope Article 193 of Civil Procedure Code numbered 6100.

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